Everything you need to know about Engineering Insurance


We all need a little help sometimes. Especially for protecting our interests and what’s important to us. What’s important could be life, your cars, your home, your business, or your health. Nothing is above mishaps, and so it can protect everything. 

In this vein, we will look at a particular type of  insurance. Here is everything you need to know about engineering insurance. 

What is engineering insurance?

Engineering insurance is a particular insurance that is involved with anything and everything relating to engineering.

It involves insurance policies geared towards providing cover and protection for engineering related operations, such as the erection of structures, operation of heavy-duty machines, plant and machinery, and everything in between. 

How does engineering insurance work? 

As mentioned earlier, engineering insurance seeks to provide protection in the engineering field. There are various types of engineering focused on different things, such as:

  • civil engineering — which deals with the manufacturing of infrastructure such as bridges, roads, et cetera
  • Electrical engineering — which is the designing and manufacturing of machinery or devices that work with electricity or electronics
  • Mechanical engineering — deals with the construction, designing and analysis and maintenance of mechanical systems and devices
  • Chemical engineering — it is the engineering of the industrial chemical kind
  • Petroleum engineering — a branch of engineering dealing with exploration and the extraction of crude oil
  • Computer engineering — all engineering involved with computer systems
  • And any other types of engineering there are

It involves a lot of risks in the science of engineering and there needs to be protection for the people and equipment involved in the field. That is what engineering insurance provides; cover against any engineering related mishaps. 

What type of risks does engineering Insurance protect against? 

A lot of mishaps could occur in engineering. Here are some of the risks involved; 

  • Explosion risks:

The risk of things going boom in engineering is high up there in the sky. With all the connections, heavy lifting, and amount of machinery involved, it is a very plausible risk.

Engineering insurance is crucial in the provision of protection and covers against explosion risks. Engineering insurance policies such as material damage cover insure against explosion risks.

  • Electrical breakdown:

There is the risk that there could be something wrong with the electrical systems. Electric shootouts, power surges and overcharges are examples of what could cause such events.

The damages and loss that could result from this can’t even be describable.

Engineering insurance provides cover for these kinds of losses, such as loss of data or the equipment themselves, and what it would cost to reinstate any of these items. 


Guarding yourself against mishaps is vital in any area of life’s activities. It is especially more essential for things like engineering. 

Sometimes it could very well mean the difference between failure and success, and we all know which side we want to be on. Engineering insurance is that backup you need.

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CIC Insurance

CIC insurance group is a giant financial institution based in Kenya Nairobi. Established far back in 1968, the CIC group has branches across different countries